Homeownership Program Update: Seller Closing Disclosure Requirement

Homeownership Program Update: Seller Closing Disclosure Requirement

Current rates

Program
Name
Conventional
Loan Rate
Government
Loan Rate
Military Home N/A 5.375%*
First Home Targeted 6.000%* 5.375%*
First Home 6.250%* 5.625%*
Homebuyer Assistance (HBA) 6.500%* - 1st loan
1.000%* - 2nd loan
5.875%* - 1st loan
1.000%* - 2nd loan
Welcome Home++ 7.000%* 6.375%*
Welcome Home Assistance (WHA)++ 7.250%* - 1st loan
1.000%* - 2nd loan
6.625%* - 1st loan
1.000%* - 2nd loan

Last changed 06/13/2024 at 9:00 a.m
*This is not an advertisement for credit as defined in Reg.Z; contact a participating NIFA lender for Annual Percentage Rate (APR) information. Rates are subject to change without prior notice. 

++An origination fee up to 0.50% of the loan amount may be charged by Lender.

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Oct 11, 2021

Homeownership Program Update: Seller Closing Disclosure Requirement

In April 2021 NIFA began to require the Seller Closing Disclosure executed by seller with every transaction. Based on feedback received from our lender partners, we updated our requirement. 
 
Download the update to see more details and also read up on some important reminders from the Homeownership Compliance team! We want to help you receive faster approvals on your file submissions!
 
Thanks for your support of our Programs!

Download Program Update