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Homeownership Program Update: Seller Closing Disclosure Requirement
Current rates
| Program Name |
Conventional Loan Rate |
Government Loan Rate |
|---|---|---|
| Military Home | N/A | 5.750%* |
| First Home Targeted | 6.250%* | 5.750%* |
| First Home | 6.500%* | 6.000%* |
| Homebuyer Assistance (HBA) | 6.750%* - 1st loan 1.000%* - 2nd loan |
6.250%* - 1st loan 1.000%* - 2nd loan |
| Welcome Home++ | 7.375%* | 6.875%* |
| Welcome Home Assistance (WHA)++ | 7.625%* - 1st loan 1.000%* - 2nd loan |
7.125%* - 1st loan 1.000%* - 2nd loan |
| Refinance Home | 8.125%* | 7.625%* |
Last changed 04/22/2025 at 9:00 a.m
*This is not an advertisement for credit as defined in Reg.Z; contact a participating NIFA lender for Annual Percentage Rate (APR) information. Rates are subject to change without prior notice.
++An origination fee up to 0.50% of the loan amount may be charged by Lender.
News Types
Oct 11, 2021
Homeownership Program Update: Seller Closing Disclosure Requirement
In April 2021 NIFA began to require the Seller Closing Disclosure executed by seller with every transaction. Based on feedback received from our lender partners, we updated our requirement.
Download the update to see more details and also read up on some important reminders from the Homeownership Compliance team! We want to help you receive faster approvals on your file submissions!
Thanks for your support of our Programs!
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