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NIFA Program Reminders - Update #20-28
Current rates
| Program Name |
Conventional Loan Rate |
Government Loan Rate |
|---|---|---|
| Military Home | N/A | 5.750%* |
| First Home Targeted | 6.125%* | 5.750%* |
| First Home | 6.375%* | 6.000%* |
| Homebuyer Assistance (HBA) | 6.625%* - 1st loan 1.000%* - 2nd loan |
6.250%* - 1st loan 1.000%* - 2nd loan |
| Welcome Home+ | 7.000%* | 6.625%* |
| Welcome Home Assistance (WHA)+ | 7.250%* - 1st loan 1.000%* - 2nd loan |
6.875%* - 1st loan 1.000%* - 2nd loan |
| Build Home++ | Varies* | Varies* |
| Refinance Home | 7.750%* | 7.375%* |
Last changed 09/03/2026 at 9:00 a.m
*This is not an advertisement for credit as defined in Reg.Z; contact a participating NIFA lender for Annual Percentage Rate (APR) information. Rates are subject to change without prior notice.
+An origination fee up to 0.50% of the loan amount may be charged by Lender.
++ Interest rate based on program eligibility. See program details.
News Types
Sep 30, 2020
NIFA Program Reminders - Update #20-28
Lender Partners,
We understand the whirlwind times you are experiencing, and want to take a moment to thank you once again for your partnership! We appreciate all you do to help first-time homebuyers obtain the goal of homeownership. Our team is here to help you meet closing deadlines as best we can, but we also need your help. A few things to remember as we negotiate these challenging days: READ MORE
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