Substance Abuse_Recap

Current rates

Program Name	Conventional Loan Rate	Government Loan Rate
Military Home	N/A	5.000%*
First Home Targeted	5.500%*	5.000%*
First Home	5.750%*	5.250%*
Homebuyer Assistance (HBA)	6.000%* - 1st loan 1.000%* - 2nd loan	5.500%* - 1st loan 1.000%* - 2nd loan
Welcome Home++	6.375%*	5.875%*
Welcome Home Assistance (WHA)++	6.625%* - 1st loan 1.000%* - 2nd loan	6.125%* - 1st loan 1.000%* - 2nd loan
Refinance Home	7.125%*	6.625%*

Rates Page

Last changed 03/05/2026 at 9:00 a.m
*This is not an advertisement for credit as defined in Reg.Z; contact a participating NIFA lender for Annual Percentage Rate (APR) information. Rates are subject to change without prior notice.

++An origination fee up to 0.50% of the loan amount may be charged by Lender.

News Types

Home / About Community Development

May 20, 2021

Substance Abuse_Recap

Speakers: Katie Kimmerling, The Bridge Behavior Health; Dr. Donna Polk, Nebraska Urban Indian Health Coalition; Jacob Grell, CenterPointe

This webinar features three behavioral health experts discussing how they help people suffering from substance abuse on their roads to recovery. They explain how they assess, treat, and provide additional support to their clients. View our recorded webinar to learn more about their missions.

nifa.org

thebridgenebraska.org

nuihc.com

centerpointe.org