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Natural Disaster Program - Update #19-18
Current rates
| Program Name |
Conventional Loan Rate |
Government Loan Rate |
|---|---|---|
| Military Home | N/A | 6.375%* |
| First Home Targeted | 6.750%* | 6.375%* |
| First Home | 7.000%* | 6.625%* |
| Homebuyer Assistance (HBA) | 7.250%* - 1st loan 1.000%* - 2nd loan |
6.875* - 1st loan 1.000%* - 2nd loan |
| Welcome Home+ | 7.625%* | 7.250%* |
| Welcome Home Assistance (WHA)+ | 7.875%* - 1st loan 1.000%* - 2nd loan |
7.500%* - 1st loan 1.000%* - 2nd loan |
| Build Home++ | Varies* | Varies* |
| Refinance Home | 8.375%* | 8.000%* |
Last changed 10/09/2026 at 9:00 a.m
*This is not an advertisement for credit as defined in Reg.Z; contact a participating NIFA lender for Annual Percentage Rate (APR) information. Rates are subject to change without prior notice.
+An origination fee up to 0.50% of the loan amount may be charged by Lender.
++ Interest rate based on program eligibility. See program details.
News Types
Lender Real Estate Agent Natural Disasters Home / About
Jun 10, 2019
Natural Disaster Program - Update #19-18
Program Update #19-18 dated 6/11/19
NIFA is announcing new mortgage rates for our Natural Disaster Program ("NDP") launched on April 18, 2019 (Program Update #19-12). The new NDP rates are effective immediately. Please refer to Appendix I for borrower eligibility requirements, income and purchase price limits.
There is $2.3 million available in funding. Loan applications will be processed on a first-come, first-serve basis.
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