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New Mortgage Rates (Increase) - Update #21-08
Current rates
| Program Name |
Conventional Loan Rate |
Government Loan Rate |
|---|---|---|
| Military Home | N/A | 5.500%* |
| First Home Targeted | 6.000%* | 5.500%* |
| First Home | 6.250%* | 5.750%* |
| Homebuyer Assistance (HBA) | 6.500%* - 1st loan 1.000%* - 2nd loan |
6.000%* - 1st loan 1.000%* - 2nd loan |
| Welcome Home+ | 6.875%* | 6.375%* |
| Welcome Home Assistance (WHA)+ | 7.125%* - 1st loan 1.000%* - 2nd loan |
6.625%* - 1st loan 1.000%* - 2nd loan |
| Build Home++ | Varies* | Varies* |
| Refinance Home | 7.625%* | 7.125%* |
Last changed 05/12/2026 at 9:00 a.m
*This is not an advertisement for credit as defined in Reg.Z; contact a participating NIFA lender for Annual Percentage Rate (APR) information. Rates are subject to change without prior notice.
+An origination fee up to 0.50% of the loan amount may be charged by Lender.
++ Interest rate based on program eligibility. See program details.
News Types
Lender Real Estate Agent Home / About
Mar 01, 2021
New Mortgage Rates (Increase) - Update #21-08
Program Update #21-08 dated 3/2/21
NIFA is announcing new government mortgage rates for all Homeownership Programs. The new rates are effective on Tuesday, March 2, 2021 at 5:00 p.m. Central Time.
An updated Information Sheet is available here.
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