Nebraska's 2022 Strategic Housing Framework
A statewide collaboration to address the affordable housing crisis.
Ag loan limit increase announced
Beginning farmer/rancher loan program sees its largest limit increase in years.
Nebraska Homeowner Assistance Fund
Funds are available for pandemic-related mortgage and utility assistance. Apply by June 30, 2023.
Current rates
| Program Name |
Conventional Loan Rate |
Government Loan Rate |
|---|---|---|
| Military Home | N/A | 6.125%* |
| First Home Targeted | 6.375%* | 6.125%* |
| First Home | 6.625%* | 6.375%* |
| Homebuyer Assistance (HBA) | 6.875%* - 1st loan 1.000%* - 2nd loan |
6.625%* - 1st loan 1.000%* - 2nd loan |
| Welcome Home++ | 7.125%* | 6.875%* |
| Welcome Home Assistance (WHA)++ | 7.375%* - 1st loan 1.000%* - 2nd loan |
7.125%* - 1st loan 1.000%* - 2nd loan |
Last changed 06/08/2023 at 9:00 a.m
*This is not an advertisement for credit as defined in Reg.Z; contact a participating NIFA lender for Annual Percentage Rate (APR) information. Rates are subject to change without prior notice.
++An origination fee up to 0.50% of the loan amount may be charged by Lender.
NIFA is an indispensable partner for Nebraska citizens and communities in planning, financing and sustaining affordable housing, advancing agribusiness, and furthering a vibrant Nebraska.
Am I Eligible for a NIFA Loan?
Answer a couple of questions with Quinn the QualBot, and find out today!
We will not share your information, unless you ask us to connect you with a lender. For more information, see our privacy policy.
Nebraska Homeowner Assistance Fund (NHAF) is now open:
Funds may be available to Nebraska residents that have experienced a financial hardship as a result of the COVID-19 pandemic and need mortgage or property-related financial assistance.
borrowers received a first mortgage under our Homeownership Program totaling almost $7.3 billion thru Dec 2022.
loans for the Beginning Farmer and Rancher Loan Program totaling over $137 million thru Dec 2022.
awarded to 4-H clubs and FFA chapters in 2022.
Rural Workforce Housing funds invested in 2022.
allocated through the federal Low-Income Housing Tax Credit since inception.
allocated through Nebraska's Affordable Housing Tax Credit since inception.
Community Stories
.png?versionId=TIx7GB9xZ69.EQ6W1Nr_kY706F4atIex)
.png?versionId=AbbUxVjODNwkjjnJOs7gPLM5nB6fu62E)
.png?versionId=OM9XB49OoGTRtuG0u0DJfqjnO6.0r6jx)
1230 “O” Street, Suite 200
Lincoln, NE 68508-1402
Office Hours
Monday - Friday, 8a - 5p
© NIFA 2021